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Refinancing and fairness guideToday's refinance ratesBest refinance lenders30-12 months fixed refinance rates15-yr mounted refinance ratesBest dollars-out refinance lendersBest HELOC LendersCo-borrowers are a bit different than co-signers, who think fiscal duty only in the event that the main borrower won't fork out.APR would be the once-a-year pri